Our Insurance Services at a Glance
We prioritise your peace of mind by making sure your income, assets, and lifestyle are protected from any unforeseen circumstances. Our comprehensive insurance services provide you with the confidence that your financial future is secure. From unexpected accidents to sudden illnesses, we ensure you have the necessary coverage to recover without compromising a comfortable financial future.
Life
Insurance
Discover our range of adaptable life insurance solutions, with term, whole, and universal options available to cater to your unique needs.
Income Protection
Insurance
Protect your financial future with our income protection insurance, ensuring you receive crucial support if unforeseen illness or injury prevents you from being able to work.
Trauma Cover &
Critical Illness Insurance
Trauma cover and critical illness insurance offer a lump sum payout if you sustain a critical illness or injury.
Total & Permanent
Disability Insurance
Total and permanent disability insurance provides a lump sum payment to the policyholder if they suffer an illness or injury that permanently inhibits their ability to work.
Shield yourself and your loved ones from the financial impact of illness, injury, or loss with insurance policies that offer reassurance against unforeseen expenses.
Rest easy with an insurance policy that prepares you for unexpected events, and enjoy the peace of mind that comes with knowing a solid plan is in place.
Let your insurance policy take the risk of unexpected events and shield your family from the risk with your small investment that can offer substantial benefits.
A Tailored Approach To Insurance
Experience insurance that’s truly tailored to your unique needs at Asti Advisory. We’re committed to delivering exceptional insurance services and crafting personalised solutions that ensure every aspect of the process aligns perfectly with your needs.
Our Insurance Partners
Insure Against Potential Risk, Gain Confidence
Embrace the future free from worry with tailored insurance options fit for your unique needs. By securing your financial well-being, you’ll be preparing for the unexpected and ensuring you can live each day with confidence. Protect your family from life’s uncertainties with a personalised insurance plan.
Why do I need to insurance?
Insurance is more than just a way to minimise risk; it’s a crucial step towards securing your financial future. Life is unpredictable, and while we hope for the best, it’s best to be prepared for the unexpected. If you were to face a sudden illness, an unforeseen accident, or the loss of a loved one, emotional turmoil is likely to be experienced alongside financial stress. This is where insurance steps in.
By having the right insurance policy in place, you’re creating a safety net that protects your hard-earned assets, your family’s well-being, and your peace of mind. It’s the assurance that you won’t be left to navigate challenging situations alone. Instead, you’ll have the support you need that allows you to focus on your recovery and your family.
Insurance offers a sense of security that empowers you to embrace each day with confidence. It’s your path to a secure and financially stable future.
Common Insurance Options
Insurance can seem complex, but understanding some common options can simplify your choices. Life Insurance offers your loved ones financial protection if you were to suffer a fatal injury or illness, easing their burden during a difficult time. Income Protection Insurance means you’ll still have a source of income if illness or injury prevents you from working.
Trauma Cover & Critical Illness Insurance provides a lump sum payment if you’re diagnosed with a serious illness. This support can help you cover medical expenses and maintain your quality of life. Total & Permanent Disability Insurance helps you maintain your lifestyle and cover your expenses if you become permanently disabled and can no longer work.
What Does It Cost
For Coverage?
Insurance Services FAQ
What is the best age to invest in life insurance?
While individuals of all ages can secure life insurance policies, the ideal time to invest in life insurance is when you're young and healthy. By locking in your coverage when you’re at a lower risk of experiencing health issues, you’re more likely to secure lower premiums. By investing in life insurance early on, you’ll be ensuring your loved ones are protected from the outset, and you can adapt your coverage as your needs change over time.
How do you work out the cost of monthly premiums?
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How do I know which type of insurance is right for me?
Choosing the right insurance type depends on your goals and circumstances. Life insurance provides a payout to beneficiaries upon your passing, while income protection covers lost earnings due to illness or injury. Trauma and critical illness insurance offer lump sums for specific conditions. Our advisors help you understand your needs and guide you toward the best fit for your individual circumstances.
What is the difference between income protection insurance trauma cover and critical illness insurance?
Income protection insurance replaces a portion of your income if you can't work due to illness or injury. Trauma cover and critical illness insurance offer lump sums for specific severe conditions, like heart attacks or cancer. While income protection provides ongoing financial support, trauma and critical illness insurance provides immediate support for medical expenses and lifestyle adjustments.
Are there any situations where I might not be covered by my insurance?
Yes, some situations may not be covered, such as participating in dangerous activities with an inherent risk of injury. It's crucial to understand the terms and exclusions in your policy, because each individual policy lists its own individual exclusions that apply to the provision of coverage. Our advisors work with you to clarify the coverage details, ensuring you have a comprehensive understanding of when and how your insurance protects you.